Term Deposit interest is calculated on the daily closing balance of the account and can be credited (compounded) to the term deposit account annually or on maturity. Term deposits lodged for more. Banking; Term Deposits; Rates and fees; Back. Term deposits rates and fees. Effective date 4 February 2021. Term: $5,000 to less than $25,000: $25,000 to less than. Savings Accounts. Reach your goals sooner by making the most out of your money. Start saving for something special, with competitive rates and flexible terms.
- Premium term deposit. Whether you’re in the Defence community or an ADF supporter in the broader community, combine a competive rate with some patience for a maximum return.
- A minimum deposit of $5,000 is required to open an ANZ Advance Notice Term Deposit or an ANZ Term Deposit. This calculator has been set to a maximum deposit of $4,999,999. However, investments of $100,000 or more may be subject to different interest rates than those provided in this calculator.
Term Deposit Interest Rates
Invest your savings in a Term Deposit with confidence of a guaranteed return. Term Deposits allow you to plan for your future and invest with confidence, knowing that you will receive a higher rate of return than many savings accounts. Gateway's deposits are guaranteed under the Government's Financial Claims Scheme.
Standard term deposits
The following interest rates apply to standard term deposits where interest is paid at maturity or periodically to a savings account. For compounding term deposit interest rates, please see our Interest Rate Schedule.
Term Deposit Rates - Minimum $1,000
Bank Term Deposit Rates Nab
Bank Term Deposit Rates
| Interest rate | |
| 3 months | 0.60% p.a. |
| 4 months | 0.60% p.a. |
| 5 months | 0.60% p.a. |
| 6 months | 0.65% p.a. |
| 7 months | 0.60% p.a. |
| 9 months | 0.60% p.a. |
| 11 months | 0.60% p.a. |
| 12 months | 0.75% p.a. |
| 18 months | 0.65% p.a. |
| 24 months | 0.65% p.a. |
| 36 months | 0.65% p.a. |
| 48 months | 0.65% p.a. |
| 60 months | 0.65% p.a. |